Istanbul is a huge metropolitan city with about 15 million residents that you can usually expect it to be busy whenever travelling there. Istanbul is also one of the top 20 most visited cities in the world.
As for travel insurance for Istanbul; while travelers won’t want to think that anything bad might happen while abroad, securing a travel insurance policy provides peace of mind that should something go wrong, you won’t be left out of pocket. Travel insurance is the number one issue that you should never forget to buy before traveling to anywhere in the world.
What is a Travel Insurance?
Travel Insurance is a financial protection against possible accidents that may happen on your voyage. Travel insurance provides variety of protections such as medical coverage if you get sick or injured, reimburse you if your phone or goods stolen or your flight gets canceled or if a family member dies and you need to go back home.
In general, travel insurance is a protection against those emergency situations that may can come out of nowhere and cost you a lot if you don’t have one. In addition, buying a good travel insurance is a must as many travel insurance programs not cover you overseas and credit cards mostly provide minimum protection.
Travel Insurance Types
There are variety of great travel insurance companies serving a range of travel insurance policies and cover levels to suit your budget and travel to Istanbul, Turkey. Most travel insurance policies and cover levels include; Single Trip Travel, Multi Trip Travel, Winter Sports Travel, Long Stay Travel, Medical Travel, Worldwide Travel, Cruise Travel and Backpacker Travel.
The price of the travel insurance for Turkey changes depending on your age, medical history, which region you are travelling, with whom you are traveling with (single, couple or family), value of the goods you are taking with you, how long you are planning to stay and what kind of trip you are planning, etc.
You should choose a travel insurance policy with the least exclusions and make sure you read the policy correctly. Ans also you should declare any pre-existing medical conditions that you may have.
- Single Trip Travel is for travelers that only take one or two trips per year.
- Multi Trip Travel is for travelers that take more than two trips per year.
- Long Stay Travel and Backpacker are for travelers that are the intrepid and adventurous type looking such as students on a gap year, backpackers and adventure seekers.
- Winter Sports Travel is for travelers that are willing to spend winter holidays.
- Niche Travel is for travelers that are willing to cover specifically tailored to their trips such as scuba diving or cycling.
How to Choose the Best Travel Insurance?
- Your travel insurance should have a high coverage limit on your medical expenses including possible injury, sudden illnesses, emergency evacuation and 24hrs emergency services.
- Your travel insurance policy should cover the possible cancellations of hotel bookings, flights, transfers and other possible bookings related to your trip due to some unexpected reasons like a possible injury, sudden illnesses, death in the family, etc.
- Your travel insurance policy should cover your possible stolen, lost or damaged goods such as your baggage, valuable goods like your phone, camera, jewelry, etc.
- Your travel insurance policy should cover any possible emergencies in the country such as fire, rebel etc. as well as.
- Your travel insurance policy should have financial protection if any travel company you choose for your trip may go bankrupt and you are stuck in another country.
- You should also know what is not covered with your travel insurance policy as most of the travel insurance policies don’t cover incidents related with alcohol/drug or from extreme adventure sports like paragliding/mountaineering/bungee jumping, your pre-existing medical conditions, don’t cover your possible stolen, lost or damaged goods if you were careless or reckless in handling or keeping them like you left your good on a plain place unattended, etc.
Which Travel Insurance Company Should I Apply?
There are many great companies that offer travel insurance worldwide. You may always a good company that offers great opportunities for an ideal travel insurance for Turkey on your travel to Istanbul.
